Gold Purchase Plan

Gold Purchase Plan:

You decide the amount you want to spend on gold each period and once set up repeats automatically. The price per ounce will go up and down with the market, so the amount of gold you buy each month will fluctuate. In most cases the exact amount purchased will include fractions which are hard to mail! The answer is to carry over any fractions to the next month (See Note 1). You will receive your gold in the mail soon after.

No hassles, you can stop at any time and change the purchase amount or type of gold you are getting.

FREE Shipping on ANYTHING you buy during the month! (See Note 2)

Cash Pricing:

Cash prices are 4.5% less than the online (credit card) price, it is a fact of life that credit card fees are expensive. We can set up your Gold Purchase Plan at the lower Cash pricing several ways- ACH electronic payments direct from your bank account, using your bank's BillPay service to mail a check, or you could manually mail a check each time. So please Email Us today for more information!

Credit Card Setup:

Use this submission form ONLY if you want to use a credit card or Paypal account:

$500         $750         $1,000

Other amount: (Minimum $500, see Note 6)

Monthly         Every 2nd month         Quarterly (once every 3 months)

By clicking "Subscribe" you agree that you have read and accept all the terms and conditions on this page. Do not use this if you want to pay by Check or Direct Debit from your bank account. Email us instead.

IMPORTANT: After you have completed the payment setup on Paypal, email us with the specifics of the gold products you wish to purchase.

Choices are:

A - American Gold Eagle 1/10 oz
B - American Gold Eagle 1/4 oz
C - American Gold Eagle 1/2 oz
D - American Gold Eagle 1 oz
E - Canadian Gold Maple 1/10 oz
F - Canadian Gold Maple 1/4 oz
G - Canadian Gold Maple 1/2 oz
H - Canadian Gold Maple 1 oz
I - Krugerrand 1/10 oz
J - Krugerrand 1/4 oz
K - Krugerrand 1/2 oz
L - Krugerrand 1 oz
M - Mexico 2 Pesos (0.0482 troy oz)
N - Mexico 2 1/2 Pesos (0.0602 troy oz)
O - Mexico 5 Pesos (0.1205 troy oz)
P - British Sovereigns (0.2354 troy oz)
Q - 1915 Austrian 1 Ducat (0.1106 troy oz)
R - French 20 Francs Gold Rooster (0.1867 troy oz)
S - Swiss Vrenelli Gold 20 Francs (0.1867 troy oz)
T - Credit Suisse Gold Bar 1 troy oz
U - Pamp Suisse Gold 5 gram
V - Pamp Suisse Gold 10 gram
W - Pamp Suisse Gold Bar 1 oz
X - Perth Mint Gold 1 gram
Y - Perth Mint Gold 5 gram
Z - Perth Mint Gold 10 gram
AA - Perth Mint Gold 1 oz

Select only ONE gold product per plan. If you want to change to a different item later, any fractions of gold on account will be credited to your new choice.

Every payment received is applied to your product selection at the current pricing. If you select 1 oz gold coins and plan on only spending $500 a month (with gold at $1,200) then you will not receive anything in the mail until a whole coin is purchased, but you would get an invoice each month.

The gold you have paid for belongs to you, we just cant send you the coin until you own the whole thing!

Plan Details:

You select the amount you want to spend on gold each period- either monthly, bi-monthly or quarterly ($500 minimum per payment, per item). You choose the product you wish to purchase and on the same date each month (based on your start date) your bank account, credit card or Paypal account (See Note 3) will be billed for the amount you choose, your gold will be purchased at the current price (See Note 4) and mailed on the next shipping day. Fractions of a coin will be carried over to the next month. If you decide to cancel your subscription eligible remaining fractions (See Note 5) will be repurchased by Montana Rarities.

Once you have subscribed it is easy to change your periodic purchase amount, or the bullion product you are buying. If your subscription is funded through Paypal and you wish to increase it more than 20% you will have to cancel the existing payment and set up a new one, that is the maximum Paypal will allow a subscription payment to be modified. For less than that select the new amount above and click the "Subscribe" button. You will be taken to Paypal's website to confirm your changes, which will be effective on your next scheduled billing date. To change the bullion type or if your payments are made by ACH or check just email us so we can make the necessary changes.

Because we have been asked too many times, we have to add this- the plan works how it is. Please do not email asking if we can change some feature of it to accommodate your ideas. That will not happen.

Purchases made under the plan have Free Shipping.

No contracts or long-term commitments, you can cancel the subscription at any time.

So to summarize- here are the benefits:

  • Dollar Cost Averaging- when prices are low you buy more and when high you buy less, resulting in a lower average price
  • You don't need to worry about trying to time the market to get the "best price"
  • No contract or long-term commitment, stop whenever you want
  • You can change your plan options at any time
  • Free Shipping
  • No hassles- set it up and you are done

Terms, Notes and Conditions:

Note 1. Fraction Accounting- Letís say you sign up for a $500 subscription for American Gold Eagle 1/10 oz. The price the first month is $164.20 each. Your first payment buys 3.0451 American Gold Eagles, the whole coins will be mailed to you and the remaining 0.0451 of a coin will be carried on account (invoice sent with your shipment will contain all the details). The next month the price is $153.70, your $500 now buys 3.2531 coins. Add the 0.0451 on account and you now have 3.2981 American Gold Eagle 1/10 oz. The 3 whole coins would be mailed out, your remaining 0.2981 will be carried over. Gold fractions will be calculated to 4 decimal places, 0.00005 will be rounded up to 0.0001.

Gold coin shipping increments will be based on the net gold weight contained in the relevant coins, same thing for the gold bars.

Note 2. Purchases made under the Purchase Plan have Free Shipping. Additionally, anything you buy from Montana Rarities will also have Free Shipping if it is packed and mailed with your subscription shipment. Purchases can be made on the website (by credit card or Paypal) or by cash (check, money order, wire transfer or ACH), then will be held until your next scheduled shipment.

Please Contact Us for a coupon code to use during checkout (Also if you need quantity discounts or cash pricing for a mailed check or bank transfer).

Note 3. To be able to sign up online you must use Paypal (I'm sorry!) but you can choose to have the subscription settle against your credit card, your bank account or your Paypal balance. Keep in mind that Paypal charges us a fee for any transaction they touch, so if you plan on paying out of your bank account, talk to us about electronic payments or using your bank's BillPay service to have checks sent automatically, plus you get the 4.5% lower cash pricing!

If you do not want to open a Paypal account or use a credit card, then Email Us.

Note 4. Sell prices for the Purchase Plan are the prices published on the Montana Rarities website at 10 am Mountain Time for the product you have selected. Payments received before noon will use that day's price, payments received after Noon will be priced and invoiced the following day. Generally, payments made with Paypal or by electronic transfers are processed before 8am, while mailed payments are received after 3pm.

Subscription shipments go out on the 2nd and 4th Tuesdays of the month, so if you have a purchase going through on the 1st then you may not see your shipment for a couple weeks.

Credit Card or Paypal funded purchases pay the Online price, check or ACH electronic payments pay the Cash price. Quantity price breaks will apply- the discount for 5 troy oz of gold is 0.35%. Contact us for the full schedule of discounts.

Note 5. If your subscription is canceled before the 4th purchase is final any carryover fractions are forfeit. Gold fractions eligible for refund will be repurchased by Montana Rarities at our regular buy price as published on the website. Refund will be paid by either Paypal or check as directed by customer.

Note 6. We are no longer accepting new signups under the minimum amount. If you try to sign up for an amount under $500 your Paypal payment will be returned, except for the Paypal processing charge (non-refundable).

Legal notes

Montana Rarities is not selling a regulated product or securities, and offers no guarantees or warranties. Buying gold could result in losses, as market prices can be volatile, and there is a significant spread between Buy and Sell prices.

The plan is limited to the US and territories. There are too many restrictions for shipping precious metals to APO and FPO addresses to be able to offer this in an economical way.

Fractional gold coins (meaning gold coins containing less than 1 troy oz of gold) carry higher premiums than buying gold in 1 oz increments.

By authorizing your Bank, Paypal or your Credit Card issuer to pay Montana Rarities under this Gold Purchase Plan you are agreeing to purchase gold each month in the form and amount you chose when you subscribed. You understand and agree that the price per ounce you pay cannot be predicted or guaranteed, and the quantity of gold purchased each month will fluctuate.

If an order is lost in transit by the USPS it will be replaced immediately by Montana Rarities (your assistance in filing insurance claims will be greatly appreciated).

If you are unable to collect your mail when an order is expected to ship please contact Montana Rarities. Your order will be processed on the normal date, but shipment will be held until you advise it is OK to send. If you are on vacation it would be much safer to have it held at this end.

You agree that in the event of a dispute your only recourse is to cancel your subscription and receive a refund for the most recent purchase subject to the following: If a purchase is in progress the shipment will be canceled and your payment refunded. If a purchase is in transit or already delivered you must notify Montana Rarities of your intent to cancel within 14 days of delivery. You may then return that purchase and your payment will be refunded on receipt. Once 14 days have passed since delivery, the sale is non-refundable.

If you have any unanswered questions feel free to call or Email Me.

If you do need to cancel your Paypal-funded purchase plan please click this button:

If you want to cancel your subscription and it is paid by direct debit to your bank account or by mailed check please Email Us so we can take care of it.

I will be sorry to see you go, but understand that situations change. Any eligible fractions on account (See Note 5) will be cashed out and refunded within 24 hours.